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How do I pay monthly for a phone with a loan?
How do I pay monthly for a phone with a loan?

How to pay monthly for a phone with giffgaff: explore flexible plans, upfront costs, and manage your payments easily.

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Written by Pav
Updated over 3 months ago

Here are the steps you need to follow to buy and pay for a phone with our loan partner Klarna.

  1. Choose the phone you want from our phones page

  2. Select 'pay monthly' as your payment method

  3. Choose the upfront payment

  4. Enter your card details for the upfront payment. Note: You will not be charged until your Klarna loan has been approved

  5. Select the length of the payment plan

  6. Get an instant decision. If your Klarna loan is approved, the upfront payment will be taken from the details you provided earlier. Note: If your Klarna loan is declined, no payment will be taken

  7. Once you’ve been approved for a Klarna loan, your phone will be delivered the next business day. You’ll also receive an email from Klarna with a full breakdown of your loan agreement

  8. Klarna will contact you to set up a direct debit, which you can do online on Klarna.com or in the app available on iOS and Android

The quickest way to manage your Klarna account, make payments and check the status of your payments, is on Klarna.com or in Klarna’s handy app. For help managing your repayments, contact Klarna’s friendly customer services team online or in the app to live chat 24/7.

Legal information

giffgaff Limited, Ground Floor, Belmont House, Belmont Road, Uxbridge, Middlesex, UB8 1HE is authorised and regulated by the Financial Conduct Authority ("FCA") (FCA FRN 680957) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions


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