No. We don't do credit checks on any of our SIM or Broadband plans. We think good value mobile should be for everyone. This means you can simply get one straight away and zero issues to your credit rating. This goes for:
18-month contracts
Monthly rolling plans
Pay as you go
You also won't need a credit check if you buy a phone from us and pay for it in full.
Paying monthly for a phone
This is the one time there's a credit check. If you spread the cost of a phone with a loan, our loan partner Klarna will run a credit check on our behalf.
Here's what to know:
It's a hard credit check, so it shows up on your credit file
Being declined or missing a payment can affect your credit score
You'll need to be a permanent UK resident aged 18 or over
Klarna will give you an instant decision
Note: Your phone loan is separate from your SIM plan. The SIM plan itself still doesn't need a credit check.
Find out more about paying for your phone with Klarna.